body {
	background-color: #FFF;
	background-image: url(../images/top_bkgd_2.jpg);
	background-repeat: repeat;
	background-attachment: scroll;
	margin:0;
	padding:0;
	font-size: 10.5pt;
	font-family: "Lucida Grande", "trebuchet ms", verdana, sans-serif;
	line-height: 140%;
	overflow:inherit;
}

td { }
a:link {color: #000000;}
a:visited {color: #0055B2;}
a:hover {color: #0055B2;}
a:active {color: #0055B2;}

/*layout and structure divs*/

div.wrapper{
	width: inherit;
	height: 100%;
	padding:0;
	margin: 0 auto;
	background-image: url(../images/header_bkgd.jpg);
	background-repeat: repeat-x;
	background-attachment: scroll;
	background-color: 004675;
	}

div.wrapper_inside{
	margin: 0 auto;
	width: 930px;
	margin: auto;
	height: 100%;
}

div.inside_top{
	margin: 0 auto;
	width: 930px;
	margin: auto;
	height: 100%;
	}
	
div.inside_bottom{
	width: 930px;
	margin: 0 auto;	
	background-image: url(../images/cs_fauxcolumns.gif);
	background-repeat: repeat-y;
	}
	
div.left_column{
	margin: auto;
	float: left;
	width: 880px;
	height: 100%;
	padding-left: 50px;
	padding-top: 5px;
	padding-bottom: 25px;
	background-image: url(../images/cs_fauxcolumns.gif);
	background-repeat: repeat-y;
}

div.content{
	float: left;
	width: 560px;
	padding-top: 25px;
	}
	
div.right_column{
	float: right;
	width: 240px;
	height: 100%;
	padding-left: 20px;
	padding-right: 20px;
	padding-top: 5px;
	
}

div.footer{
	clear:both;
	margin: 0 auto;
	width: 930px;
	padding-top: 25px;
	text-align: center;
	background-image: url(../images/cs_fauxcolumns.gif);
	background-repeat: repeat-y;
}

/*class styles*/

.headings1 {
	font-size: 16pt;
	font-family: "Trebuchet MS", Arial, Helvetica, sans-serif;
	color: #0055b2;
	font-weight: bold;
	}

.headings2 {
	font-size: 13pt;
	font-family: "Trebuchet MS", Arial, Helvetica, sans-serif;
	color: #333;
	font-weight: bold;
	line-height: 90%;
	}
		
.top_nav {
	font-weight: bold;
	font-size: 10pt;
	font: "verdana";
	letter-spacing: 90%;
}

.red_bold {
	font-weight: bold;
	color: #F00;
}

.indent {
		padding-left: 20px;
}

.footer_links {
	font-weight: bold;
	text-transform: capitalize;
	font-size: x-small;
}